Once the core medical and retirement plans are in force, many employers will look to find other ways to compensate key employees or offer incentives to their work force. Non Qualified retirement plans and individual insurance plans can be more cost effective than an increase in salary to reward individual employees. These plans often do not increase other payroll liabilities such as FICA, unemployment and workman's compensation. These plans are often attractive to businesses that have a few highly compensated employees and do not want to offer the benefits to all employees. They are also popular with sales organizations or other firms that want to give incentives or bonuses.

We offer brokerage services including plan setup, enrollment, education and review for all sizes and types of plans from self employed plans to large corporations.

These plans include:

	"Serp" Retirement Plans		Section 162 Plans
	Disability Insurance		Deferred Compensation Plans
	Long-Term Care Insurance		Leveraged Bonus Plans
	Traditional Life Insurance		412(i) Plans

Contact us for more information.