Stonebridge Benefits Group, LLC has adopted the following Privacy Policy in compliance with the Gramm-Leach-Bliley Act and in order to generally safeguard its members’ non-public personal information. This policy will be reviewed and adjusted as necessary on an annual basis.

Stonebridge Benefits Group, LLC. (SBG) collects information about members in many ways. Information is collected on applications for insurance, payroll allotment forms, and underwriting questionnaires. Members also provide information in response to questions posed by Stonebridge Benefits Group, LLC or in their correspondence to Stonebridge Benefits Group, LLC. All member information collected is considered nonpublic personal information and is subject to the confidentiality provisions of this policy.

Stonebridge Benefits Group, LLC will undertake reasonable measures to protect the confidentiality and security of the member information. Physical security of documents, restricted access to information and proper handling of information form the basis of Stonebridge Benefits Group, LLC procedures.

The employees Stonebridge Benefits Group, LLC will verify members’ identity before releasing information or processing applications and transactions. Employees of (SBG) will also maintain control and security of documents that contain member information. After processing, documents with nonpublic personal information will be properly filed.
Employees are allowed access to member’s information as needed to fulfill members’ requests or conduct insurance business as may be appropriate. (SBG) maintains physical, electronic, and procedural safeguards to protect member information. SBG does not provide nonpublic personal information to nonaffiliated third parties.

Stonebridge Benefits Group, LLC may share information with an insurance company that underwrites its programs provided that there is a formal executed contract between the insurance company and SBG. These agreements will protect the confidentiality of any nonpublic personal information of the insured.

SBG may disclose nonpublic personal information as allowed as exceptions in the regulation. Nonpublic personal information will be shared in appropriate situations to the extent permitted by law.

Examples of these situations include but are not limited to:

	With the consent or at the direction of the member
	To protect the confidentiality of security of our records pertaining to the member, service or program
	To comply with federal, state, or local laws, rules and other applicable legal requirements
	With an insurance company in regards to medical underwriting and payment of claims as required by the policy

SBG employees will be instructed on member privacy issues. These issues will be covered as part of employee training and as needed in department meetings. Member privacy issues, SBG privacy policy and appropriate procedures will be reviewed annually. SBG employees must comply with the policies and procedures subject to disciplinary action.